Bezpieczeństwo konsumenta przy zakupie kredytu hipotecznego za pośrednictwem doradcy finansowego

Abstract

The article considers the mortgage market in Poland which has been affected by rapid development in recent years. This type of loan has become a major source of financing for real estate, especially residential real estate, and its availability to a larger group of customers has increased significantly. Credit expansion was accompanied by the creation little-known companies on the Polish market – companies engaged in financial consulting. The purpose of this study is to evaluate whether the purchase of a mortgage through a financial advisor is a safe choice for the consumer. Verify this, the authors make analysis of the specificity of financial advisors, strengths and weaknesses of credit intermediaries.