Dyscyplina rynkowa – czyli czy prywatny monitoring zwiększa bezpieczeństwo systemu bankowego

Abstract

The article outlines the issues of market discipline - that is the private monitoring and oversight over banks. Market discipline is considered to be an important component of the supervisory system, which can significantly influence the stability of individual institutions, as well as the whole banking system. The paper presents the theoretical considerations about private monitoring and the possibilities of its widespread application. The recommendations of Basel Committee on Banking Supervision are discussed. The discussion of conditions for the limits and the conditions for effective market discipline is the complement for those considerations.