Ocena wypłacalności zakładu ubezpieczeń

Abstract

The paper presents kinds of risk an insurer is exposed to. Current Polish regulation concerning capital adequacy norms are presented, together with the measures used in insurer’s solvency analysis. Furthermore four basic approaches to regulatory solvency evaluation are characterized. The paper also generally presents the construction of a new approach – Solvency II – which will be in force in EU since 2012.