Wpływ parametrów rozkładu wielkości szkód na wysokość składki netto w ubezpieczeniach komunikacyjnych OC

Abstract

The rules most often used to estimate net premiums in car liability insurance are the rules based on classical statistical measures. In the case of asymmetric distributions, estimating net premiums by means of location measures seems reasonable. In the paper the influence of the parameter of the distribution of the size of damages and net premium estimating method on the size of net premium have been examined. The research was done for the Paretro type distribution with different parameters.