Ochrona klientów banków poprzez informację

Abstract

The paper describes the idea of clients' protection by information and presents requirements regarding the information delivered to bank clients and disclosed publicly. As consumers usually don't have enough professional knowledge, experience and skills to adequately assess financial products offered by banks, the state enforces regulation requiring from banks delivering certain information allowing for such assessment. The paper discusses three groups of such requirements: resulting from banking regulations, included in consumer protection acts and from EU Markets in Financial Instruments Directives (MiFID).